New York City is no joke. It's the first day of November, and I'm bundled up in a turtleneck, scarf, rain boots and a trench coat. Most city-goers may look at me and think it's a bit much for 46-degree weather. My response: absolutely not. This Florida girl wears whatever it takes to stay warm. I'd even add a pair gloves if it didn't attract a few weird stares. lol.